About Aram Capital

Aram Capital founded in 2013 relies on the long experience in the capital markets and the strong relationship with Italian Financial Institutions of the founder and the team to source for international Investors in the Italian market Non Performing Loans Portfolios, Illiquid Credits, Real Estate outside the competitive auction processes.

The knowledge of the “distressed assets” and the strong deal making track record allows Aram Capital to be a key transaction facilitator in the execution of complex transactions, placing Aram Capital as one of the main player in the Italian market.

The Founder and the Team share professionalism, long term vision and ethics in the business.

The Company is focussed on the following asset classes:

  • Non Performing Loans
  • Illiquid Credits ( tax receivables – trade receivables – local authorities receivables)
  • Distressed Real Estate
  • Shipping Loans

Through the following activities:

  • Origination
  • Consulting and support in the structuring and execution for acquisition transactions
  • Post-transaction support and assistance
  • Portfolio optimization
  • Restructuring consultancy and support

SKILLS & SYNERGIES

Aram capital process

ORIGINATION

  • Origination Synergies between products
  • Key relationships with large and small Financial Institutions
  • Relationships with accounting, law and notary firms that have a large network of local contacts

Local Intelligence

  • Ability to asses opportunities based on local knowledge
  • Reliability of Counterparties
  • Knowledge of local market dynamics

Legal Framework

  • Ability to navigate through the cumbersome Italian procedures of the legal system
  • Knowledge of specific legal issue related to products (Bankruptcies)

PRODUCT KNOW-HOW

  • Products Synergies
  • Modelling and pricing capability
  • DD and execution skills
  • Senior team product specialization

Our Team

This material has been prepared by the ARAM Capital Ltd (“ARAM”) for information purposes only. The information contained herein is confidential and is intended for use only by the intended recipient (each a “Recipient”). The material remains the property of ARAM and must be returned on request and any copies thereof destroyed.
It should not be reproduced or disclosed to any other person, without the consent of ARAM.
By reviewing this material each Recipient represents that it is a person into whose possession the material can be lawfully delivered in accordance with the laws of the jurisdiction in which the Recipient is located.
This material should not be construed as an offer or solicitation to buy or sell of Securities or any other securities, or any interest in any securities, and nothing herein should be construed as a recommendation or advice to invest in any Securities.
ARAM acts neither as an adviser to, nor owes any fiduciary duty to any Recipient. This material does not purport to identify all of the risks associated with the Transaction(s). Neither ARAM nor any of its affiliates, agents or representatives makes any representation regarding the provision of advice to any Recipient concerning the appropriate legal treatment, regulatory treatment, accounting treatment or possible tax consequences of an investment. Each Recipient of the material should make its own independent evaluation of the Transaction(s) and the risks thereof, and of the relevance and adequacy of the information in the material and should make other investigations as it deems necessary, and consult its own legal, tax, and other advisers, in order to determine whether to participate in the Transaction(s).
The material is presented on the express understanding that although the information herein is believed to be reliable, it has not been independently verified ARAM.
ARAM makes no representation or warranty (express or implied) of any nature, nor does it accept any responsibility or liability of any kind, with respect to the accuracy or completeness of any of the information or opinions in the material. However this shall not restrict, exclude, or limit any duty or liability to any person under any applicable laws or regulations of any jurisdiction which may not lawfully be disclaimed.
This material contains certain tables and other statistical analyses (the “Statistical Information”) which have been prepared in reliance on information provided by third parties. Numerous assumptions have been used in preparing the Statistical Information, which may or may not be reflected in the material. As such, no assurance can be given as to the Statistical Information’s accuracy, appropriateness or completeness in any particular context, or as to whether the Statistical Information and/or the assumptions upon which they are based reflect present market conditions or future market performance. The Statistical Information should not be construed as either projections or predictions or as legal, tax, financial or accounting advice.
Any views or opinions expressed herein (including statements or forecasts) constitute the judgement of ARAM as of the date indicated. Recipients of the material should not rely on any representation or undertaking inconsistent with the above paragraphs.

ARAM CAPITAL LIMITED – GDPR COMPLIANCE STATEMENT
Who we are
We are: Aram Capital Limited. Companies House No.0826 5469. Registered Office – 1 Penywern Road, London, SW5 9TT
What we do
We assist investors derive the benefits of accessing/owning Non-Performing Loans (‘NPLs’). NPLs originate with banks. We operate as advisors and gain access to/details of NPLs from banks – and investors. We facilitate investors to access these NPLs. We also evaluate/value these NPLs for both banks and investors
What information do we gain access to?
The banks or investors will pass us information relating to NPLs in order for us to perform our task. This comprises customers’ basic details (categories available on request), and sufficient only for the purposes of executing our task, with no superfluous details included
In what capacity are we handling this data?
Under the GDPR – we are a Data Processor. This reflects our advisory/non- owner status in the business model. In this scenario – the bank or the investor is the Data Controller, as they are the ones who first receive the customers’personal data in the normal course of their business. The banks or the investors pass us the customers’ details in our specific capacity as a Data Processor. We process (use) this data under the aegis of the Controller-Processor relationship – which is defined contractually between ourselves and the banks or the investors we work with
What do we need the data for?
We need the data in order to identify and keep a track of the NPLs in question, and to reference them when communicating about them with either the banks or investors
Whom do we share the data with?
We only share this data either back with the bank from whom it originated, or the investors in the equation. The investors are in turn bound by our Terms of Business to have due regard to GDPR rules, when accessing and handling this data. The only purpose of sharing the data with the investor is for identification purposes
Rights maintained by proxy
Although we are a data Processor – we will always fully comply with any requests the Data Controller may make of us, in the course of their complying with their obligations as a Data Controller. Further – we will never take an action, nor fail to take an action, which runs against the protections afforded individuals under the GDPR