Aram Capital Ltd

2013     ARAM was founded to assist international investors in navigating the Italian distressed debt market. The Founder’s and Senior Team’s experience in international investment banking and deal making,  combined with the long term relationships within the Italian Financial system, allowed ARAM Capital to establish itself as  a leading advisory firm in the space. ARAM Capital has been a leading advisor for Investors on some of the major transaction in the Italian distressed debt market.

2015     ARAM set up a Bank Advisory unit as the growth of Non Performing Exposures in the Italian Banking system,  as a result of the financial crisis, presented ARAM Capital with the unique opportunity to assist small and medium sized banks in the management and  the deleveraging of the Non Performing Exposures.

2017     ARAM and its partners created GBV Gestioni Srl to provide bespoke Special Servicing of NPLs and to pursue investment opportunities in the Italian NPE primary and secondary markets.

2019     ARAM established CIOM Re to invest in distressed real estate and to support and advise  GBV Gestioni Srl on its real estate transactions.

2020     ARAM has set up a Performing and Sub Performing advisory unit .

ADVISORY

A leading advisory firm in Non Performing and Sub Performing Exposure Management and de-leveraging strategies for small and medium sized Banks.

The deep knowledge of distressed assets and strong deal making track record allows ARAM Capital to be a key partner in the execution of complex transactions, for Financial Institutions and  International Investors.

ORIGINATION

With  a highly experienced team and with a wide network of contacts   ARAM Capital  originates unique investment opportunities in Illiquid Credits with a specific focus on Italy.

ARAM Capital’s positioning gives access to interesting private equity and real estate investment opportunities.

PRINCIPAL

As part of ARAM Group, GBV Gestioni Srl specializes in the acquisition of NPE portfolios on the primary and secondary markets.

A strategic partnership has been formed with  international investors, allowing the firm to increase the investment capacities.

SKILLS & SYNERGIES

Aram capital process

ORIGINATION

  • Origination Synergies between products
  • Key relationships with large and small Financial Institutions
  • Relationships with accounting, law and notary firms that have a large network of local contacts

Local Intelligence

  • Ability to asses opportunities based on local knowledge
  • Reliability of Counterparties
  • Knowledge of local market dynamics

Legal Framework

  • Ability to navigate through the cumbersome Italian procedures of the legal system
  • Knowledge of specific legal issue related to products (Bankruptcies)

PRODUCT KNOW-HOW

  • Products Synergies
  • Modelling and pricing capability
  • DD and execution skills
  • Senior team product specialization

This material has been prepared by the ARAM Capital Ltd (“ARAM”) for information purposes only.

It should not be reproduced or disclosed to any other person, without the consent of ARAM.

This material should not be construed as an offer or solicitation to buy or sell of Securities or any other securities, or any interest in any securities, and nothing here in should be construed as a recommendation or advice to invest in any securities.

ARAM acts neither as an adviser to, nor owes any fiduciary duty to any Recipient. This material does not purport to identify all of the risks associated with the Transaction(s). Neither ARAM nor any of its affiliates, agents or representatives makes any representation regarding the provision of advice to any Recipient concerning the appropriate legal treatment, regulatory treatment, accounting treatment or possible tax consequences of an investment.

Each Recipient of the material should make its own independent evaluation of the Transaction(s) and the risks thereof, and of the relevance and adequacy of the information in the material and should make other investigations as it deems necessary, and consult its own legal, tax, and other advisers, in order to determine whether to participate in the Transaction(s).

ARAM makes no representation or warranty (express or implied) of any nature, nor does it accept any responsibility or liability of any kind, with respect to the accuracy or completeness of any of the information or opinions in the material.

However this shall not restrict, exclude, or limit any duty or liability to any person under any applicable laws or regulations of any jurisdiction which may not lawfully be disclaimed.

This material contains certain tables and other statistical analyses (the “Statistical Information”) which have been prepared in reliance on information provided by third parties.

Numerous assumptions have been used in preparing the Statistical Information, which may or may not be reflected in the material.

As such, no assurance can be given as to the Statistical Information’s accuracy, appropriateness or completeness in any particular context, or as to whether the Statistical Information and/or the assumptions upon which they are based reflect present market conditions or future market performance.

The Statistical Information should not be construed as either projections or predictions or as legal, tax, financial or accounting advice.

Any views or opinions expressed herein (including statements or forecasts) constitute the judgement of ARAM as of the date indicated.

ARAM CAPITAL LIMITED – GDPR COMPLIANCE STATEMENT
Who we are
We are: Aram Capital Limited. Companies House No.0826 5469. Registered Office – 1 Penywern Road, London, SW5 9TT
What we do
We assist investors derive the benefits of accessing/owning Non-Performing Loans (‘NPLs’). NPLs originate with banks. We operate as advisors and gain access to/details of NPLs from banks – and investors. We facilitate investors to access these NPLs. We also evaluate/value these NPLs for both banks and investors
What information do we gain access to?
The banks or investors will pass us information relating to NPLs in order for us to perform our task. This comprises customers’ basic details (categories available on request), and sufficient only for the purposes of executing our task, with no superfluous details included
In what capacity are we handling this data?
Under the GDPR – we are a Data Processor. This reflects our advisory/non- owner status in the business model. In this scenario – the bank or the investor is the Data Controller, as they are the ones who first receive the customers’personal data in the normal course of their business. The banks or the investors pass us the customers’ details in our specific capacity as a Data Processor. We process (use) this data under the aegis of the Controller-Processor relationship – which is defined contractually between ourselves and the banks or the investors we work with
What do we need the data for?
We need the data in order to identify and keep a track of the NPLs in question, and to reference them when communicating about them with either the banks or investors
Whom do we share the data with?
We only share this data either back with the bank from whom it originated, or the investors in the equation. The investors are in turn bound by our Terms of Business to have due regard to GDPR rules, when accessing and handling this data. The only purpose of sharing the data with the investor is for identification purposes
Rights maintained by proxy
Although we are a data Processor – we will always fully comply with any requests the Data Controller may make of us, in the course of their complying with their obligations as a Data Controller. Further – we will never take an action, nor fail to take an action, which runs against the protections afforded individuals under the GDPR